HUSTLE AND GRIND
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Terms of Service

Effective Date: February 11, 2026

Welcome to HUSTLE AND GRIND HOLDINGS LLC. These Terms of Service ("Terms") govern your access to and use of our website hustle-grind.com and our business funding services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new "Effective Date." Your continued use of our services after such changes constitutes your acceptance of the modified Terms.

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal authority to enter into binding contracts
  • Operate a legitimate business in the United States
  • Provide accurate and complete information
  • Not be prohibited from receiving services under applicable laws

By using our services, you represent and warrant that you meet these eligibility requirements.

3. Our Services

HUSTLE AND GRIND HOLDINGS LLC is a direct lender providing business funding solutions, including but not limited to:

  • Working Capital Loans
  • Revenue-Based Financing
  • Business Growth Funding
  • Short-Term Financing
  • Equipment Financing
  • Expansion Capital

All funding applications are subject to approval and underwriting. We reserve the right to approve, deny, or modify any funding request at our sole discretion.

4. Application Process

Submission

When you submit a funding application, you agree to provide accurate, current, and complete information about your business. You authorize us to verify the information you provide and to obtain additional information from third parties, including credit bureaus, financial institutions, and business references.

No Guarantee of Approval

Submission of an application does not guarantee approval for funding. We evaluate each application based on various factors, including but not limited to business financials, credit history, industry, and risk assessment.

Timeframes

While we strive to process applications quickly, approval timeframes may vary. Any timeframes mentioned on our website or in communications are estimates and not guarantees.

5. Funding Terms and Agreements

If your funding application is approved, you will receive a formal funding agreement that outlines:

  • Funding amount
  • Repayment terms and schedule
  • Fees and costs
  • Default provisions
  • Other material terms

The funding agreement will constitute a separate, binding contract between you and HUSTLE AND GRIND HOLDINGS LLC. You must carefully review and sign the funding agreement before any funds are disbursed.

These Terms of Service do not constitute a funding agreement or commitment to provide funding.

6. Fees and Payments

All fees, costs, and repayment terms will be clearly disclosed in your funding agreement. You agree to pay all amounts due in accordance with the terms of your funding agreement.

Late payments may result in additional fees, interest charges, and collection activities as permitted by law and outlined in your funding agreement.

SMS Terms & Conditions

Consent to receive text messages is NOT a condition of purchase or receiving services from HUSTLE AND GRIND HOLDINGS LLC.

If you provide your mobile phone number and consent to receive text messages from us, the following terms apply:

Consent to SMS Communications

By providing your mobile phone number and opting in to receive text messages, you consent to receive SMS communications from HUSTLE AND GRIND HOLDINGS LLC. These messages may include:

  • Funding application status updates
  • Account notifications and alerts
  • Payment reminders
  • Marketing and promotional messages (with your consent)
  • Service-related information

Automatic Telephone Dialing System

You acknowledge and agree that we may send text messages using an automatic telephone dialing system. By consenting to receive text messages, you agree to receive messages sent via such automated systems to the mobile phone number you provide.

Message Frequency and Charges

Message frequency varies depending on your interactions with us and the services you use. You are responsible for any message and data rates charged by your mobile carrier. Standard message and data rates may apply depending on your carrier and plan.

Opting Out

You may opt out of receiving text messages at any time by replying STOP to any text message you receive from us. After you send the message "STOP," we will send you one final SMS message to confirm that you have been unsubscribed. You will no longer receive SMS messages from us unless you re-opt in.

If you are experiencing issues with the messaging program, reply HELP to any text message for assistance, or contact us at joshua@hustle-grind.com

Not Required as Condition of Purchase

Your consent to receive text messages is not required as a condition of purchasing any goods or services from HUSTLE AND GRIND HOLDINGS LLC. You may still use our services and receive funding without opting in to text messages.

Mobile Phone Number Privacy

We will not sell or share your mobile phone number with third parties for their marketing purposes without your explicit consent. We will not share your opt-in with any third party for their own marketing purposes. Your phone number will only be used by us as described in our Privacy Policy.

Supported Carriers

Our SMS service is supported by major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages.

Changes to SMS Terms

We reserve the right to modify or terminate the SMS program at any time. We will notify you of any material changes to these SMS terms.

7. User Responsibilities

You agree to:

  • Provide accurate and truthful information
  • Update your information if it changes
  • Use our services only for lawful purposes
  • Comply with all applicable laws and regulations
  • Not misrepresent your business or financial condition
  • Not engage in fraudulent or deceptive practices
  • Maintain the security of your account and login credentials
  • Notify us immediately of any unauthorized access to your account

8. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of HUSTLE AND GRIND HOLDINGS LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works from any content on our website without our prior written permission.

9. Third-Party Links and Services

Our website may contain links to third-party websites or services. We do not endorse, control, or assume responsibility for any third-party content or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.

10. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness of information
  • Uninterrupted or error-free service

We do not warrant that our website or services will meet your requirements or that any errors will be corrected.

11. Limitation of Liability

To the fullest extent permitted by law, HUSTLE AND GRIND HOLDINGS LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or revenue
  • Loss of data or business information
  • Business interruption
  • Loss of business opportunity

Our total liability for any claim arising out of or related to these Terms or our services shall not exceed the amount you paid to us in the 12 months preceding the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless HUSTLE AND GRIND HOLDINGS LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or related to:

  • Your violation of these Terms
  • Your use of our services
  • Your violation of any law or regulation
  • Your violation of any third-party rights
  • Any false or misleading information you provide

13. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Providing false information
  • Non-payment or default under a funding agreement

Upon termination, your right to use our services will immediately cease. Termination does not relieve you of any obligations under existing funding agreements.

14. Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Brooklyn, New York.

Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, consolidated action, or representative action.

15. Miscellaneous

Entire Agreement

These Terms, together with our Privacy Policy and any funding agreements, constitute the entire agreement between you and HUSTLE AND GRIND HOLDINGS LLC regarding your use of our services.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign these Terms at any time without notice.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or government actions.

16. Contact Information

If you have any questions or concerns about these Terms, please contact us:

HUSTLE AND GRIND HOLDINGS LLC
934 ave s, brooklyn, NY 11223
Email: joshua@hustle-grind.com

SMS Opt-Out Reminder

Consent to receive text messages is NOT required as a condition of purchase or receiving services from HUSTLE AND GRIND HOLDINGS LLC.

To stop receiving text messages, reply STOP to any text message. For help, reply HELP or contact us at joshua@hustle-grind.com

We use an automatic telephone dialing system to send text messages. We will not share your mobile phone number with third parties for their marketing purposes.

Thank you for choosing HUSTLE AND GRIND HOLDINGS LLC as your business funding partner.

HUSTLE AND GRIND HOLDINGS LLC

934 ave s, brooklyn, NY 11223

joshua@hustle-grind.com

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